Term life insurance offers affordable protection for a specific period, usually 10, 20, or 30 years. If you pass away during the term, your beneficiaries receive a tax-free death benefit. This coverage is ideal for young families, mortgage protection, or income replacement during your working years. It's simple, budget-friendly, and provides peace of mind when it's needed most. Once the term expires, coverage ends or can be renewed, often at a higher premium.

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Best For: Families, homeowners, income earners