Question 1

What is Covered California?

Accepted Answer

Covered California is California’s official health insurance marketplace where individuals  and families can compare and enroll in Affordable Care Act (ACA)–compliant health plans.

Question 2

Is Covered California free to use?

Accepted Answer

Yes. There is no cost to use Covered California, and working with Wiseside Financial &  Insurance Solutions is also free.

Question 3

Do I qualify for financial assistance?

Accepted Answer

Many Californians qualify for:

• Premium tax credits  
• State subsidies  
• Reduced deductibles and copays

Eligibility is based on income and household size. Wiseside helps you check and apply  correctly.

Question 4

Can I use a Covered California agent?

Accepted Answer

Yes. Certified agents like Wiseside:

- Help compare plans  
- Explain benefits and costs  
- Handle enrollment  
- Provide ongoing support

There is no additional cost to you.

Question 5

Are pre-existing conditions covered?

Accepted Answer

Yes. All Covered California plans cover pre-existing conditions.

Question 6

When can I enroll?

Accepted Answer

You can enroll during:

• Open Enrollment  
• Special Enrollment Periods (life events like job loss, marriage, birth, or  relocation)

Question 7

Can I add dental or vision coverage?

Accepted Answer

Yes. Covered California offers:

• Pediatric dental (included in health plans)  
• Optional adult dental plans  
• Optional vision plans

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