Merchant Cash Advance (MCA)
Fast, Flexible Funding Based on Your Sales
At Wiseside Financial, we understand that traditional loans aren’t always the right fit for every business. That’s why we offer Merchant Cash Advances—a flexible financing solution tailored for small businesses that generate revenue through credit and debit card sales.
What is a Merchant Cash Advance?
A Merchant Cash Advance (MCA) provides your business with a lump sum of capital in exchange for a percentage of your future daily sales. Instead of fixed monthly payments, you repay automatically through a portion of your daily credit card or debit card transactions.
This makes MCA a great option for businesses with strong sales but limited access to traditional lending.
Key Features
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Fast Approval: Funding decisions in as little as 24–48 hours
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Flexible Repayment: No fixed terms—payments are based on your daily revenue
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No Collateral Required: Qualification is based on your business performance, not your assets
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Use Funds Freely: Cover inventory, payroll, equipment upgrades, marketing campaigns, and more
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High Approval Rates: Even if you’ve been declined elsewhere, we may still say yes
Who It’s For
Merchant Cash Advances are ideal for:
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Retail shops
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Restaurants and cafes
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Salons and spas
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Auto repair shops
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E-commerce businesses
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Any business with steady daily card transactions
