Covered California Health Insurance
Through Wiseside Financial & Insurance Solutions
Affordable
Compliant
Personalized
At Wiseside Financial & Insurance Solutions, we help individuals, families, and small businesses navigate Covered California, the state’s official health insurance marketplace. As a Certified Covered California Insurance Agency, we provide expert guidance to help you compare plans, access financial assistance, and enroll with confidence. Our approach blends financial intelligence, human-centered planning, and regulatory expertise—so your health coverage supports both your well-being and long-term financial security.
Every Covered California Health Plan Includes:
Covered California health plans—also known as Qualified Health Plans (QHPs)—meet all Affordable Care Act requirements and are offered by trusted insurance carriers.
Understanding Metal Levels
Bronze Health Plans
Lower monthly premiums, higher out-of-pocket costs Ideal for individuals seeking protection from major medical expenses.
Silver Health Plans
Best value for most households Silver plans are the only tier eligible for cost-sharing reductions, lowering deductibles and copays for qualifying incomes.
Gold Health Plans
Higher premiums, lower medical costs Best for individuals who use healthcare services regularly.
Platinum Health Plans
Maximum coverage, minimal out-of-pocket costs Designed for those who want the highest level of financial protection.
Financial Assistance & Subsidies
Lower Your Monthly Health Insurance Costs
Many Californians qualify for:
• Premium tax credits
• State subsidies
• Reduced deductibles and copays​​​​​
At Wiseside, we help you: ​
Determine eligibility
Apply accurately
Avoid costly enrollment mistakes
Our services are free to you.
Covered California Dental Insurance
Optional Dental Coverage for Individuals & Families Wiseside helps clients add standalone Covered California dental plans to their health coverage.
Dental Plans may include
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• Cleanings, exams, and X-rays
• Fillings and extractions
• Crowns, root canals, and oral surgery
Pediatric dental coverage is included in all health plans
Adult dental plans available separately
Covered California Vision Insurance
Clear Vision at an Affordable Cost
Adult vision plans may be available as a separate option and typically include:
• Eye exams
• Coverage for glasses or contact lenses
• Discounts on additional services
Pediatric vision care is already included in Covered California health plans.
Small Business Health Insurance Solutions
Supporting Employers & Their Teams If eligible, Wiseside Financial & Insurance Solutions can assist small businesses with:
• ACA-compliant group health plans
• Employee health coverage options
• Dependents and family coverage
Eligibility requirements apply. Contact us to confirm options.
Why Choose Wiseside Financial & Insurance Solutions?
We don’t just enroll you—we help you understand and optimize your coverage.
Certified Covered California Insurance Agency
Clear, unbiased plan comparisons
No-cost enrollment assistance
Ongoing post-enrollment support
Multiple insurance carriers represented