Business Line of Credit
Flexible Funding—Exactly When You Need It
Every business experiences ups and downs. A Business Line of Credit from Wiseside Financial gives you the power to respond quickly—whether you’re covering short-term expenses, managing cash flow, or seizing a timely opportunity.
Access funds on demand, only pay for what you use, and keep your business running smoothly, no matter what comes your way.
What is a Business Line of Credit?
A Business Line of Credit (LOC) is a revolving credit facility that allows you to borrow up to a set limit, repay, and reuse the funds as needed. It functions much like a business credit card, but with higher limits and lower interest rates.
Instead of applying for a new loan each time you need capital, your LOC is always there—ready when you are.
Key Features
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Credit Limits: $10,000 to $500,000+
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Flexible Access: Draw funds anytime, repay at your own pace
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Interest-Only on What You Use: No charges on unused funds
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Renewable: Reuse the credit line as you repay
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Fast Decisions: Approvals often within 24–48 hours
Who It’s For
A Business Line of Credit is ideal for:
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Businesses with ongoing or seasonal cash flow needs
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Companies that want a cushion for unexpected expenses
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Contractors and service providers with irregular income cycles
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Owners who need flexibility without long-term debt
